Hurricane Preparedness and Awareness in Venice, FL
While Florida’s warm and bright climate can be enjoyable and luxurious, there may also be times when the weather takes on a different tone. As a resident of the Sunshine State, you must be diligent and thorough in addressing potential risks and exposures, including natural disasters like hurricanes.
5 Tips for Being Prepared for a Hurricane
Although homeowners in Florida may have little control over the weather, they can still take steps to fortify their property and protect their financial interests. When one of these storms is on the horizon, it’s critical to take the following hurricane preparedness steps:
- Pack essential hurricane supplies. Prepare a hurricane survival pack in advance. This should include nonperishable food, drinking water, flashlights, radios, batteries and medical supplies.
- Remain informed. Monitoring the forecast regularly and adhering to any guidance, including evacuation orders, is essential.
- Plan escape routes. If forced to leave your home, be sure you have multiple ways to get to a shelter or other safe location, as some roads could be blocked or flooded.
- Fortify your property. Even if you aren’t there, you can potentially limit damage at your home by using storm shutters or plywood to protect windows and doors, and laying down sandbags to limit flooding.
- Verify insurance. Insurance for hurricanes can be a complicated subject, but ensuring you have suitable coverage is crucial.
What Is Hurricane Insurance?
Hurricane insurance is not always available as a named product. Still, it may refer to a combination of flood and windstorm coverage capable of limiting out-of-pocket losses arising from these disasters. It’s important to realize that many standard homeowners insurance policies, especially those in areas at high risk of hurricanes, such as Florida, may specifically exclude hurricane-related losses. As such, acquiring endorsements or additional policies is necessary to ensure insurance coverage for hurricanes.
How to Get Hurricane Insurance Coverage
If you’re a homeowner in the Venice, Sarasota, North Port and Wellen Park areas, contact the team at Ramey Insurance Agency today to learn more about coverage options or to compare tailored hurricane insurance quotes.