May 24, 2021
AgencyDo I Need Safety Equipment On My Boat?
Humans aren’t marine animals. We can swim, sometimes well, but we aren’t meant to spend all our lives in bodies of water, or to survive in them long-term. Still, we are nautical creatures, and millions of Americans use boats for recreation, transportation or commercial purposes. Your boat is supposed to help you avoid becoming stuck […]
April 16, 2021
AgencyWhy Florida Homeowners Insurance Is Going Up and What You Can Do to Help
Many Florida homeowners are seeing their premiums go up, including policyholders who have never filed a claim. The experience can be frustrating and hard to understand. What’s to blame? While storm severity and frequency have caused insurance rate increases, so has insurance fraud. Fortunately, there are things Floridians like you can do to curb insurance […]
March 23, 2021
AgencyCommon Workers Compensation Risks In Retail Stores
If you’re in the retail business, then you certainly have to hire enough employees to keep the doors open. That’s especially true if you want to have the support you need as your business grows. However, as you increase your staff, you have to recognize that you owe all employees a safe, secure and healthy […]
February 26, 2021
AgencyExcess Flood Coverage For Homeowners
Floods are one of the most common and costliest home hazards, as even minor water damage can destroy a property. While the National Flood Insurance Program (NFIP) can provide the property insurance to help you recover from the damage, it may not cover all your flood risks. Most policies purchased through the NFIP have dwelling […]
January 26, 2021
AgencyCommercial Auto Insurance For Pick-Up Trucks
If you own a pickup truck, then it might be both your work car and your day-to-day set of wheels. However, using your vehicle for both personal and business purposes makes your auto insurance needs a bit of a challenge. Often, you will not be able to use only a standard auto policy on […]
December 30, 2020
AgencyWhat Is Uninsured Motorist Bodily Injury?
Among the many coverages available under a full coverage auto insurance policy, uninsured motorist is perhaps one of the most important—especially in Florida. This insurance provides compensation for damages and injuries that may occur in an accident involving another driver who is not carrying insurance. What Is An Uninsured Driver? An uninsured driver is someone […]
December 1, 2020
AgencyWhat Kind of Lawsuits are Covered Under General Liability Insurance?
General liability is a common and important policy suited for nearly every business. This is because general liability is designed to cover basic dangers that a business may face day in and day out. Accidents Covered Under General Liability Insurance General liability insurance policies cover three main areas: Bodily Injury: Bodily injury coverage steps in […]
October 20, 2020
AgencyDoes Car Insurance Cover Personal Items in the Vehicle?
You buy car insurance because you want to protect your vehicle from numerous hazards that might damage or destroy it. Plus, after tailoring your plan appropriately, you can also cover the injuries that you and your passengers sustain in a wreck. Therefore, your plan will be instrumental in minimizing your personal financial losses from accidents. […]
September 16, 2020
AgencyDoes Flood Insurance Cover Hurricane Damage?
The eastern seaboard and the Gulf of Mexico are still in the midst of their hurricane seasons. Here in Florida, we know exactly how devastating hurricanes can be, and one of the most widespread and prevalent causes of damage is flooding. Storm surge, heavy rain and high wind can all combine to cause pervasive flooding, […]
August 27, 2020
AgencySurge Of Cyclists In Florida
Due to the pandemic, there has been a surge of cyclists in Florida. Our State already has a high rate of fatal bicycle accidents. This may rise further due to increase in activity and careless drivers. Your own auto policy is there to cover you if you are in an incident. Please CONTACT US […]