August 19, 2022
AgencyWhat To Expect When Insuring a Street-Legal Golf Cart
Street-legal golf carts can potentially cause property damage or third-party injuries, so getting proper insurance coverage is crucial. Contact Ramey Insurance Agency in Venice, Florida, to learn more about insuring a street-legal golf cart. Golf Carts and Low-speed Vehicles in Florida Inside vacation destinations and gated communities, it’s common to see golf carts used as […]
July 29, 2022
AgencyHow to Reduce Workers’ Comp Claims by Improving Ergonomics
Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. Below, we outline several key tips for […]
June 14, 2022
AgencyDo You Need Flood Insurance in a Low-Risk Area?
It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal […]
May 31, 2022
AgencyHow Much Home Insurance Do I Need?
As you take a closer look at your current home insurance policy, you have to ask yourself the hard questions. Is this really enough coverage? Is this going to protect your family in the event that your home is lost? After all, if you have to have homeowners insurance, you want it to be enough […]
April 30, 2022
AgencyPracticing Golf Cart Safety
It’s no surprise that driving a golf cart is generally safer than driving a car. The vehicles are lighter, slower and driven in areas with less traffic. However, as with all motor vehicles, there are still risks involved and safety should be practiced with every ride across the green. The first step in driving your […]
March 17, 2022
AgencyHow To Avoid Roofing Contractor Fraud
Roof replacements and repairs are common home improvements. Thousands of reputable roofing contractors make these needed enhancements all year long. However, severe weather such as thunderstorms and hurricanes can hasten the need to have roofing work done. After these occurrences, unsavory individuals often decide to take advantage of vulnerable people who need emergency work done. […]
February 11, 2022
Agency5 Myths About Boat Insurance
Understanding insurance policies can be complex, so many people turn to family and friends to get advice on their boat insurance before they seek out a professional insurance agent. While they almost always mean well, these people don’t always pass on correct information, which can lead to confusion and many myths being spread. Some of the most common myths are: 1. Your homeowners insurance […]
January 24, 2022
Agency3 Types Of Auto Insurance Coverage Explained
There are many types of auto insurance coverage out there. And this can make it difficult to figure out what types you need. Some types of car insurance coverage are required by your state of residence, while other types of coverage are optional. Here’s more information about three main types of auto insurance coverage. Liability […]
November 30, 2021
AgencyDo Car Wrecks Qualify Employees for Workers’ Compensation?
Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. One drawback of […]
October 20, 2021
AgencyGolf Cart Insurance Considerations
In many communities (particularly retirement communities), golf carts are a mode of transportation for residents. If you own a golf cart you may wonder if you need to insure it. Here are some things to consider when determining if you are going to insure your golf cart. State Law First, it makes sense to check […]